Payroll Tax Audits are conducted on businesses that have or had employees and either failed to file and pay the payroll taxes on Form 941 Employer’s Quarterly Federal Tax Returns, misclassified workers as independent contractors when in fact they are employees or there is a mismatch between the W-3 Transmittal […]
Magnify Coaching Skills – Coaching Conversations
Each coach has their own natural approach to coaching. Unfortunately, they often rely exclusively on this approach rather than adapting to the needs of the individual being coached. This does not lead to successful outcomes since the coachee’s needs are not appropriately met. There are three dimensions to effective coaching, […]
A Brief History of Mastermind Groups
One of the most influential and best-selling books of all time was written in 1937 by Napoleon Hill. His book on financial independence and personal achievement, Think and Grow Rich, was inspired by multi-millionaire Andrew Carnegie who shared his success formula with Hill more than fifty years earlier when Hill […]
Benefits of Internet Marketing for Promotion and Advertisement
Internet marketing has developed as one of the most important form of marketing in recent years. With the growing influence of internet on the lives of people, it has become a major platform for marketing and advertisement. Internet marketing is also known as digital marketing or e-marketing and usually refers […]
How to Fix Up Appointments With Leads and Orphan Customers
Back in the day my client acquisition method was the Phone Book and Yellow Pages, I’m sure none of you remember those and my first day in the insurance business was pure cold calling. Hard knocks and tiring. Then came family and friends when I was asked to “tap” up […]
Discounted Cash Flow – How Much is a Stock Really Worth?
The main idea behind a Discounted Cash Flow model is relatively simple – a stock’s worth is equal to the present value of all its estimated future cash flows. This estimate is also called the “intrinsic value” of the company – its true, internal value. If the stock is trading […]
40 Year Mortgages – Are They Right For You?
A 40 year mortgage, with either fixed or adjustable rates, is starting to receive more attention in the mortgage business. With interest rates rising and real estate prices booming in 2005, lenders are starting to offer the 40 year mortgage as a viable option for buying your dream home. Although […]
Characteristics of a Successful Business – M&A Transactions
Many businesses fall short of their potential valuation or maximum sale price. While there is no such thing as a perfect business without flaws or challenges, the businesses which sell at the top of the valuation range or command the highest multiple embody a number of common characteristics. 1. Increasing […]