Commercial Banking Price Leadership

Jack Prot

Banks then use this money to make loans available to household and corporate borrowers. They then earn their profits by lending at an interest rate higher than the rates they pay on their deposits. The largest commercial banks in the US bank of America, Bankers Trust Corporate, Chemical Bank, Chase […]

Mortgage Loan: Receivable

Jack Prot

Managing receivables is fundamental in every firm’s cash flow as it is the amount expected to be received from customers for products or services provided (net realizable value). Receivables are classified as current or noncurrent assets. These transactions are recorded on the balance sheet. Current receivables are cash and other […]

PRESENTATIONS IRL: How to Get Your Communication Mojo Back

Jack Prot

Speaking with confidence wasn’t top of mind this past year when we weren’t communicating to each other in person. Now that the masks are coming off and the distancing is lessening, some professionals are struggling with building back their confidence in presenting, briefing, and speaking in public to others. There’s […]

Performance Bonds: How to Avoid Collateral

Jack Prot

This is a nasty subject. Not because collateral for surety bonds is inherently bad, but because it is a subject of great angst for contractors and their insurance / bond agents. For example: Why is the bonding company taking money from me when they can see I’m in a weak […]

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