Commercial mortgage borrowers often ask us how lenders determine the rates that they offer on commercial mortgage loans. There are many criteria that lenders use when determining rates, but lenders will assess the relative risk of a loan when reviewing a loan application. The lower the risk, the lower the […]
Jack Prot
Optimal Cost Structure and Effective Scale Economies
How do firms choose their cost structure? What is the nature and function of scales of operation? What are sources of functional and dysfunctional scales of operation? These policy questions relate to the optimal overhead of a business enterprise-the appropriate mix of expenditures that maximizes the return on investment and […]
Sales Ledger System
Bearing in mind what we expected to find in a sales ledger, we can say typical data input into sales ledger system is as follows. Amendments • Amendments to customer details, ex change of address, change of credit limits etc • Insertion of new customers • Deletion of old “not-active” […]
Can a Bank Legally Make a Profit on a Foreclosed Property?
As banks are foreclosing hundreds of thousands of properties across the country, the question keeps arising, “Can banks make profits on foreclosed properties?” The simple answer is yes, but it does take some special circumstances for it to happen. If the homeowner is aware of how to protect his equity, […]
Steps to Increase Awareness on Immunization to Prevent Diseases
Know the Importance of Immunization: Immunization is the process of administering a vaccine thus by triggering the immune system to fight against infectious diseases. It is a powerful, safe, proven and effective shield. If a person is vaccinated, in case if they come in contact with the vaccine-preventable diseases, their […]
Is the Best Surprise No Surprise?
Independent Hotel Branding Back in the 1970s, Holiday Inn revolutionized the concept of homogenizing the hospitality experience for America. Increasingly, travelers wanted to know exactly where they were going to stay when they got weary. Thus was born the branded hotel as we know it today, the same here as […]
The Competencies of a Business Analyst
Competencies are described as the ability to do a particular activity to prescribed standard. The competencies can be classified into three categories 1. Behaviour Skill and Personal Qualities 1.1 Balanced behaviour 1.2 Leadership 1.3 Problem Solving 1.4 Attention to Details 1.5 Critical Thinking and Analytical Skill 1.6 Flexibility to Manage […]
Leadership Self Awareness – Are You a Corporate Zombie or Inspiring Leader?
Most people start their working lives excited, a little scared blended with confidence and a whole lot of willingness to learn. New employees are often bursting with ideas, passion and enthusiasm at the seams. Somehow, moving up the corporate ladder for many leaders means letting go of passion and becoming […]