Salespeople are infamous for making others feel bad. They cold call complete strangers to judge their business decisions and make them feel sorry and stupid for choosing their current provider. They feed on every negative emotion to get the only thing that matters: the sale. They treat their prospects like […]
The Gift Tax – Give Until it Hurts – And it Will
It’s bad enough that the Federal government has the audacity to tax your family at 55 percent on the assets that you leave them when you die (assets that you have already paid income tax and capital gains tax on during your lifetime). You’d think that taking 80 percent of […]
Mortgage Options for Active Duty Military Personnel and Veterans
If you are an active duty military member or veteran and are interested in buying a home, are having trouble meeting your mortgage payments or are interested in refinancing your current mortgage, there are numerous options at your disposal. Outlined below are some mortgage programs that cater to homebuyers and […]
Tips to Effectively Pay Off Your Debts
Outstanding debts can inflict severe dents in even the best retirement plans which have been carefully crafted over a lifetime. Incurring a debt is seemingly unavoidable in the modern age, as a result of both higher cost of living and consumerism. With each passing year, more and more Singaporeans are […]
Abusive Relationship Signs – Unilateral Decision Making in Abusive Relationships
“When I tell you ‘no,’ you wear me down until I tell you ‘yes.’ And then I wonder what I’m doing with you, because deep down inside I know I’m not happy.” Sound familiar? Domestic violence survivors tell me that they frequently have no say in couple’s decisions. Instead, they […]
ACCA – DipIFR (Diploma in International Financial Reporting)
Association of Certified Chartered is the largest international accounting organization with over 320,000 members in 160 countries. To date, ACCA is the only organization of professional accountants, which could develop and offer such qualification, taking into account (among other things) growing influence of economic globalization and growing trend of spread […]
Writing Good Fiction – Ten Tips For Creating Engaging Short Stories
Perhaps you have an idea for a short story and are wondering what is the best way to begin writing it. Or perhaps you have written your short story and are now looking for ways to revise it for a more complex and engaging narrative. You can create engrossing prose […]
Settlers of Catan Strategy – Part 4 – The Monopoly and Cartel Strategies
The Settlers of Catan has been the flagship for German Style Designer Games for many reasons, some of the main ones being its elegant simplicity and its depth of strategy. Your choice of strategies will influence your initial setup and overall game play. The separation of strategies that are outlined […]