Too many new authors believe that once their book is written the sales will just come pouring in and they will make a bundle. Sadly, this disillusionment is shattered when they receive a royalty check. The honest to goodness truth of the matter is that the writer’s work is only […]
Should Retirees Get Out of The Stock Market?
Last week we witnessed the stock market hitting a record breaking correction with a decline of 12%. Ouch. It’s like we stubbed a toe in the middle of the night. We didn’t see it coming and it hurts. Our reaction is to hobble toward the light. If we could see […]
Liquidity Ratios: The Case For/Against Bank Overdrafts
Liquidity ratios are used to measure an entity’s ability to fulfill its financial obligations in the short-term, i.e. they are measures of a firm’s liquidity. Short-term here refers to a period of 12 months or less. Two of the most important liquidity ratios are the Current Ratio and the Quick […]
Direct Sales Versus the MLM Business Model
A brief word about MLM Regardless of your qualifications, MLM or Multi-Level Marketing companies offer business ownership opportunities to almost anyone who is willing to make a small investment in them. Most MLM companies offer certain benefits such as the ability to build a huge down-line and create a residual […]
Introduction To Social Media for Direct Sales, Network Marketing and MLM
THERE ARE THREE TYPES OF PEOPLE IN EVERY DIRECT SALES, NETWORK MARKETING or MLM BUSINESS: • The professional, serial salesperson or career direct sales operator who has the ability to join ANY company he or she is sold on, learn it and build astounding success quickly. This is the “PRO.” […]
Tips To Choose A Wet Basement Waterproofing Company
Dealing with a wet basement can be a stressful experience for every house owner. It is a common problem that most house owners deal with regularly. Water can enter your basement through foundation cracks and basement wall leaks, leading to mold/mildew, foul odor and weak foundation. It is important not […]
Successful Implementation of Company Wide Coaching Programmes
Ten years ago I was fortunate enough to be heavily involved in the implementation of a company wide coaching programme, both as an employee who was to receive coaching but also as a manager and coach who was expected to regular coach my reports and my peers to enable them […]
The Lemonade Stand
One of the best ways to learn about finance is to start with a real-world story that everyone can relate to – a story that even kids can understand. The most iconic – if not most enjoyable – business enterprises of childhood is the lemonade stand. Setting up a table […]