One popular belief is that you need tons of experience, expertise, and knowledge to start a business. The opposite is true. While it helps to go to school and learn the tricks of the trade, it does not necessarily mean that you cannot start a business because you do not […]
Accounting
Manual Payroll Vs Computerized Payroll Systems
Not so long ago, all payrolls used to be calculated manually, without any help from a computer. Professional accountants invested a lot of time and energy into keeping track of all employee data, files and information, calculating monthly salaries, hourly remunerations, bonuses, sick leaves, benefits, taxes, deductions and so on. […]
Mergers And Acquisitions In Cyprus
The major legislation that regulates mergers and acquisitions in Cyprus is the Companies Law (Cap. 113). In particular, the sections 198-202 contain provisions about mergers, reconstruction and amalgamation of companies, and exchange of shares between two or more companies. Other important legislations are the Control of Concentration Between Enterprises Law […]
The US is a TIER 1 Country in Gluten Free Products on the GFP Matrix – Compared to Mexico & Brazil
When analysing gluten free markets, the main question that people with celiac disease will ask is “what’s in it for me” ? Having an understanding of markets such as Australia and America is fundamental to understanding how many more suppliers are likely to enter the market and so drive competition […]
Liquidity Ratios: The Case For/Against Bank Overdrafts
Liquidity ratios are used to measure an entity’s ability to fulfill its financial obligations in the short-term, i.e. they are measures of a firm’s liquidity. Short-term here refers to a period of 12 months or less. Two of the most important liquidity ratios are the Current Ratio and the Quick […]
The Lemonade Stand
One of the best ways to learn about finance is to start with a real-world story that everyone can relate to – a story that even kids can understand. The most iconic – if not most enjoyable – business enterprises of childhood is the lemonade stand. Setting up a table […]
Refinancing with a Flexible Home Equity Loan – Turn Your Mortgage Constraints into Money Savings
If you feel too constrained from your current home equity loan payment plan, it’s time to reconsider your opportunities. Let’s see the four ways your current home equity loan is constraining you: 1) You have constraints on payments. Simply you have to pay the due amount depending on your current […]
What Investors Should Know About Commercial Real Estate Loans
Your commercial real estate transaction does not close unless the loan is approved. You can also improve the cash flow if the interest rate for the loan is low. So the more you know about commercial loans, the better decision you can make about your commercial real estate investment. Loan […]
