Finance

When you apply for a student loan to help pay for your education, what you may not realize is that you do not need to pay your loan back immediately. Typically you’ll have six months following graduation, or whenever you finish school, before you are required to make monthly repayments. […]

My first essay (Peaceful Wealth: Where do we start the journey?)  focused on the tremendous gulf between market returns and the real returns achieved by the average investor. Many attribute this atrocious performance solely to investor’s poor choices and inappropriate behaviors.  My second essay (Peaceful Wealth: Beware the broken business model) […]

You have heard about all the profitable trading opportunities that the bombing on the foreign exchange markets. You have also heard off the highly volatile trading conditions that require split-second decision-making and the high risk that requires constant vigilance. What would you say if I were to offer you the […]

Stock investment is a savings game. For conducting every game you need to know and follow prescribed rules and regulations. Any violation means, you are penalized. The penalty is in proportion to the severity of violations of the rules. Just as navigation is easy through the calm waters of the […]

Should I landscape my investment property? I mean, isn’t it a waste of money to plant flowers, prune, water the lawn, etc.? There are many aspects of property management that are not glamorous, exciting or necessarily exhilarating. After the adrenaline of the acquisition has faded into the not-too-distant past, there […]

Last week we witnessed the stock market hitting a record breaking correction with a decline of 12%. Ouch. It’s like we stubbed a toe in the middle of the night. We didn’t see it coming and it hurts. Our reaction is to hobble toward the light. If we could see […]

Although most investors are solely familiar with equity trading, such as stocks or mutual funds, or investing in debt, such as bonds, commodity trading tends to be ignored despite the fact that it possesses many advantages over other types of investment instruments. Let’s begin by defining what a ‘commodity’ is […]

Nobody knows your business better than you do. After all, you are the CEO. You know what the engineers do; you know what the production managers do; and nobody understands the sales process better than you. You know who is carrying their weight and who isn’t. That is, unless we’re […]