Debt Solidification Loan

Jack Prot

To start with the basics, ‘debt solidification’ means to group or consolidate different debts into a single debt – for e.g. if you have run up considerable debts on three or four credit cards at the same time, debt Solidification can be used to combine the total sum into one […]

Uber, the Dragon and the Banking Sector

Jack Prot

Banks lend money. Taxis transport people from one pace to another. You may not think there is much similarity between the two. But both are based on a simple enough premise. Both have managed to build an uncontested and reliable status quo. Both are also facing a challenge to their […]

Using A Chartered Accountant: The Benefits

Jack Prot

In my experience, many people or clients don’t fully understand the various roles or activities that bookkeepers, accountants and Chartered Accountants undertake. Whilst some activities are undertaken by all three, it’s important to note the key differences between them before choosing your professional advisor. Bookkeepers (also known as accounting clerks […]

Peaceful Wealth – The Cost of Stock Market Alchemy

Jack Prot

My first essay (Peaceful Wealth: Where do we start the journey?)  focused on the tremendous gulf between market returns and the real returns achieved by the average investor. Many attribute this atrocious performance solely to investor’s poor choices and inappropriate behaviors.  My second essay (Peaceful Wealth: Beware the broken business model) […]

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